You know I even had a Dr. tell me the other day I should not retire I should work to help to pay off the national debt. What!? I thought it was such a stupid comment I didn't say a thing. I have never owed money. If I have a bill I pay it. I have paid my own way. If I wanted something but didn't have the money I waited until I did have money. So much judgement all around. I say pay with cash and be kind to others.